Seasoned First Liens
First-lien deeds of trust with twelve or more months of documented servicing history and verified borrower equity cushions above thirty percent receive immediate valuation clearance and competitive pricing multiples.
Non-Performing Instruments
Defaulted, matured, or non-performing notes secured by viable commercial or residential collateral. We evaluate protective equity margins, tax status, foreclosure standing, and title continuity to structure direct principal acquisitions.
Institutional Closing Sequence
Document Intake
Equity Verification
Title Clearance
Wire Funding
Submit copies of the executed promissory note, recorded deed of trust, current title policy, and complete borrower servicing payment ledger.
Our internal underwriting group orders broker price opinions or desktop appraisals to confirm real collateral property values and protective equity.
Legal counsel examines the recorded assignment chain, county clerk filings, tax status, and lien priority to certify marketable title.
Upon execution of the bilateral loan purchase agreement, acquisition capital is dispatched directly via federal reserve wire from our institutional depository.
Initiate Asset Valuation
Provide the primary note instrument, recorded security deed, and the past twelve months of borrower pay history for underwriting appraisal.